HAZARD — A Senior life insurance Agent at Transamerica in Hazard has won one of the industry’s highest awards. The Million Dollar Round Table is awarded annually to those who demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. Membership into MDRT is recognized internationally as the standard of excellence in the life insurance and financial services field. MDRT is an independent global association that consist of more than 43,000 members from 500 different companies in 67 countries.
Harold Elsea, of Grapevine, has been in the life insurance profession for more than 26 years. He was a Social Studies teacher before he chose the life of a life insurance agent. Elsea can sell life insurance all across the state, but his primary focus is eastern Kentucky.
“I like the people. The people just fascinate me. All you got to do is go somewhere else like New York or whatever, and you find out real quick that home is where your heart is. People here care about you, and you care about them,” Elsea said.
This is his seventh time winning such an award. A convention will be held in Vancouver, British Colombia on June 12-15. Both him and his wife will attend.
He has been able to see quite a bit of the world because of this award.
“It’s been really good to me. I got to travel, see places in the world that’s gave me the opportunity that is beyond my wildest dreams. I’ve won 27 trips in 26 years,” said Elsea.
He has two sons who are both in the coal industry. Some of his family in Tennessee are also in the life insurance profession.
When he isn’t helping people get life insurance, he enjoys going to the lake and fishing. The most important thing in his life is family.
“I enjoy being around my nephews. I really enjoy my family,” said Elsea.
Elsea feels it is important for people to have life insurance, especially the younger generation. Life insurance is cheaper when the individual is younger.
“You want to leave them a legacy, you want to leave them in a home. You don’t want to leave them in a debt,” said Elsea.
An individual’s estate cannot be settled in the state of Kentucky until the individual’s final expenses are paid, Elsea pointed out.
“Life insurance is kind of a net for the living. You don’t buy it for yourself. You buy it for the people you leave behind. You buy it while you are alive, but you buy it also for the living. You’re passing your legacy onto somebody, you’re giving them something that you want them to have,” said Elsea.
Elsea cares for his clients and feels like they are a part of his family. He has known some of them most of their life, and in some cases have supplied life insurance for multiple generations of a single family.
“I’ve been told, ‘I don’t know what we would have done if we didn’t listen to you.’ That is just the reality of it,” said Elsea.
He will attending the convention in Vancouver, British Colombia with his wife.
TJ Caudill can be reached at 606-629-3245 or on Twitter @HazardHerald.